Accounts How do I qualify for membership?   Becoming a member at Northern Redwood is easy. To qualify, you must meet one of the following criteria: live or work in Northern Humboldt County;  work for Simpson Timber Company; are a member of Teamster No. 137; or are a relative to any such individual. Apply For Membership In NRFCU Broad spectrum of accounts available   We offer savings, checking and business accounts, all of which earn interest. The mimimum balance to be maintained in a savings account at all times is $50.00. Children and youth accounts must maintain a $25.00 minimum balance. Check our dividend rates. Northern Redwood keeps fees low   Where does a leading consumer group suggest you keep your money? Hint: It's not the bank. Make the switch to Northern Redwood and say goodbye to high bank fees. We never charge to talk to a teller, there are no per-check charges and free overdraft protection. And no hidden charges! Check out our fee table here. IRAs   We offer Traditional, Roth, and Educational IRAs. All are Federally Insured to $250,000.00 and earn our best savings interest rates. Trusts   Simple "pay-on-death Trusts, Gift to Minor Trusts, and Living Trusts are available. Home | Members | Accounts | Services | Homebanking | Loans | Feedback