NRFCU Fees And Charges    Savings     $50.00 Minimum Balance Required       Maximum Cash Withdrawals/Cashed Checks per day $3,000.00     If the Account is closed within 90 days $25.00     Checks Cashed or Deposited and Returned NSF $10.00     Prior Period Reconciliation or Statements $15.00/hour      Checking     Monthly Service Charge for Personal Accounts FREE     Monthly Service Charge for Business Accounts (based on activity) $10.00 - 30.00     Maximum Cash Withdrawals/Cashed Checks per day $3,000.00     Stop Payment on a Check $20.00     NSF Checks and Debit Card Transactions $25.00     Check Photo Copies 2 free/month additional @$2.00 each     Debit Card ATM Uses ($500.00 daily cash maximum) 3 free/month additional @$1.00/txn     Debit Card Expedited Replacement or Second Replacement in 1 year $20     Checks Cashed or Deposited - Returned NSF $10.00     Overdraft Protection Automatic Transfer and Notification $4.00     Overdraft Protection Manual Transfer and Notification $20.00     Prior Period Reconciliation or Statements $15.00/hour     REG. D Violations $20.00      Loans       CARFAX $12.00     VISA       Annual Fee FREE       Overlimit Fee $20.00       Cash Advance Fee (at NRFCU) None       Late Payment Fee $20.00       Expedited Card Replacement Fee $20.00       Lost Card (second replacement in a year) $20.00     Real Estate       Application Processing Fee $300.00       Pay-off Demand Statement or Beneficiary Statement $30.00       Reconveyance Fee (Title Co.) **Set By title Co.**      General     Counter/Cashier checks       Counter Check Withdrawals 2 free/day additional @$1.00 each       Cashier Checks $5.00       Stop Payment (only after 90 days for loss or theft) $20.00       Check Copies $10.00       Pre-Authorized 3rd Party Checks $10.00     Senior Discounts (62 and over)       1/4% Interest Rate Discount on Consumer Loans and Visa Credit Cards       Check Orders-2 boxes of Liberty basic style checks free per year       $1.00 off all other fees listed excluding travelers checks     Traveler Checks $0.60/$100.00     Maximum Cash Withdrawal/Checks Cashed per day $3,000.00     Installment Collection Service       Set-up Fee $40.00       Payments $8.00 each       Annual Maintenance Fee $40.00     Wire Transfers       In the US $15.00       Outside the US $30.00 each       Tracer Confirmation Request Add $20.00 to the wire cost     Commercial Money Orders (Western Union)       Varies with the amount of the money order $24.50 - $61.50     IRA Annual Fee $15.00     Attachments, Levies, Subpoenas, Etc. $20.00/hour     FAX Service $1.00/page + phone cost     Overnight Mail (up to 1/2 lb.) $35.00     Notary Service or Signature Guarantee (free for NRFCU transactions) $10.00/signature (free for NRFCU transactions)     Stop Payments On Pre-authorized Withdrawals $20.00     Prior Period Statements or Account Reconciliation (per hour) $20.00     Internal Account Transfers None   Services are available to members only, unless stated otherwise. CU staff cannot witness non credit union documents. Sufficient identification required on all signatures (Membership card, valid photo driver's license/I.D. card, passport). Other identification accepted on a case-by-case basis. Effective January 1, 2009 Home | Members | Accounts | Services | Homebanking | Loans | Feedback